Solidity of the European banking sector
- LCR and CET1 ratios keep improving
- European banks continued to cut NPLs
- NPL coverage ratio remained stable
- European banks struggle with profitability
- RoE and RoA bounced back after COVID-19
- Solid yet not profitable enough
European banking in numbers- Over 400 million individuals with a bank account
- Continued consolidation of European banks
- Bank branch numbers continue to fall
- Alongside branches, employee figures are shrinking
- Bank assets in the EU increased slightly
Europe’s largest banks- Customer numbers grow but employees were made redundant
- Assets of the leading banks exceeded ten trillion euros
- Banco Santander on top in terms of revenue
- A long recovery for Europe’s largest banks?
- Profitability woes for European banks
Continued growth for digital-only challengers- Digital-only banks close the gap in brand value
- Digital-only banks continue to attract customers and investors
- New entrants are looking to new markets
- Expansion is the way: The quest to find new customers
2022: Another challenging year- Short-term threats for European banks
- Cyber security: A growing threat
- Exposure to Russia: A dangerous relationship
- Russian market: Should banks stay or should they go?
- The end of negative interest rates
- Interest rates increase: Short-term gains, but long-term challenges
