Personal debt in the United Kingdom

Statistics report on personal debt in the United Kingdom (UK)

Personal debt in the United Kingdom

This report provides insight into personal debt in the United Kingdom (UK). Firstly, there is an overview of this topic and some data on the average debt of households and individuals in the UK. Afterward, several chapters look into the possible sources of that debt, such as mortgages, motor finance, credit card lending, and student loans.

Table of contents

Debt overview

5
  • Premium Statistic Total value of household debt in the UK 2000-2022
  • Premium Statistic Household debt to income ratio in the UK 2000-2023
  • Premium Statistic Value of debt per adult in the United Kingdom 2010-2021
  • Premium Statistic Average personal unsecured debt amount in the UK 2022, by type
  • Premium Statistic Buy now, pay later (BNPL) monthly debt in the UK 2022, by age group

Lending overview

5
  • Basic Statistic Gross new consumer lending in the United Kingdom (UK) 2007-2024
  • Basic Statistic Gross new consumer lending in the United Kingdom (UK) 2007-2024, by type
  • Basic Statistic Outstanding amounts of lending to individuals in the UK 2007-2024, by loan type
  • Premium Statistic Share of adults with a personal loan UK 2020, by amount
  • Basic Statistic Number of enquiries about credit and loans in the UK FY 2023, by type

Mortgage debt

4
  • Basic Statistic Total value of mortgage repayments in the UK 2012-2023, per quarter
  • Premium Statistic Value of mortgage lump sum repayments in the UK 2012-2023, per quarter
  • Basic Statistic Value of regular mortgage repayments in the UK 2012-2023, per quarter
  • Premium Statistic Average value of mortgages granted in the UK 2016-2024, by quarter

Car loan debt

3
  • Premium Statistic Cars bought on finance by consumers and businesses in the UK 2020-2024
  • Premium Statistic Share of adults with car financing in the UK 2017-2020, by amount
  • Premium Statistic Share of adults with motor finance in the United Kingdom (UK) 2017-2020, by amount

Credit card lending

4
  • Premium Statistic Monthly number of credit card accounts in the UK 2012-2024
  • Premium Statistic Quarterly gross lending on credit cards in the UK 2000-2024
  • Premium Statistic Monthly credit card debt in the UK 1993-2024
  • Basic Statistic Annual growth rate of credit card lending in the UK 2010-2024

Student loan debt

3
  • Basic Statistic Outstanding debt of student loans in the UK 2013-2023
  • Basic Statistic Average student loan debt in the UK 2000-2023
  • Premium Statistic Annual student loan repayment in the UK 2009-2022

Delinquency and insolvency

4
  • Basic Statistic Loan write-offs by financial institutions in the UK 2013-2023, by currency
  • Basic Statistic Personal loan write-offs by financial institutions in the UK 2017-2023, by loan type
  • Premium Statistic Share of adults with personal loans making successful repayments UK 2020
  • Basic Statistic Number of individual insolvencies in England and Wales 2000-2024

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