Average credit score of used and new car loan originations in the U.S. 2018-2023

Published by
Fernando de Querol Cumbrera,
Jun 20, 2024
In the third quarter of 2023, the average credit score of used car loan originations in the United States was 690 points. That credit score was somewhat lower than that of new car loans: 735 points at that same period. In both cases, however, the average credit score has been increasing slightly during the past years.

Average credit score of used and new car loan originations in the United States from 2018 to 2023

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Release date

December 2023

Region

United States

Survey time period

2018 to 2023

Special properties

Data as of the third quarter of each year.

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Topics

Car financing and leasing in the U.S.Automotive industry in the United StatesCar brands in the United StatesMotor insurance in the United StatesAutomotive advertising in the U.S.
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