Household credit flow in the Netherlands 2006-2019

This statistic shows the household credit flow in the Netherlands from 2006 to 2019 as share of GDP. The households sector credit flow shows by how much debts of households and non-profit institutions have increased (or decreased), excluding price developments of bonds and money market paper. Debts include only securities (excluding shares and derivatives) and loans, and are consolidated, i.e. debts within the same sector are not included. A high credit flow to households and non-profit institutions serving households increases the vulnerability of these sectors to developments in the business cycle, interest rates and inflation. Strong price fluctuations in financial and non-financial assets may also have their origin in changes in the credit flow. The European Commission has set only an upper limit for the total private credit flow (including non-financial corporations): +14 per cent. In 2019, the debts of households increased with approximately 1.2 percent.