Federal Housing Administration (FHA) loans had the highest delinquency rate in the United States in 2024. As of the second quarter of the year, 10.6 percent of one-to-four family housing mortgage loans were 30 days or more delinquent. This percentage was lower for conventional loans and Veterans Administration loans. Despite a slight increase, the delinquency rate for all mortgages was one of the lowest on record.
Mortgage delinquency rates in the United States in 2nd quarter 2024, by loan type
Covers one- to four-family residential non farm mortgage
loans. Mortgage origination is the making of a new mortgage, including all steps taken by a lender to attract and qualify a borrower, process the mortgage loan, and place it on the lender’s books. Based on the national Delinquency Survey which covers 45 million loans on one- to four unit properties, representing between 80 to 85 percent of all 'first lien' residential mortgage loan outstanding. Loans surveyed were reported by approximately 120 lenders, including mortgage bankers, commercial banks and thrifts. Number of loans delinquent 30 days or more as percentage of mortgage loans serviced in survey. Annual average of quarterly figures. Delinquency rate does not include loans in the process of foreclosure.
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Mortgage Bankers Association. (August 15, 2024). Mortgage delinquency rates in the United States in 2nd quarter 2024, by loan type [Graph]. In Statista. Retrieved November 10, 2024, from https://www-statista-com.ezproxy.canberra.edu.au/statistics/206494/us-mortgage-delinquency-rates-by-loan-type/
Mortgage Bankers Association. "Mortgage delinquency rates in the United States in 2nd quarter 2024, by loan type." Chart. August 15, 2024. Statista. Accessed November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/206494/us-mortgage-delinquency-rates-by-loan-type/
Mortgage Bankers Association. (2024). Mortgage delinquency rates in the United States in 2nd quarter 2024, by loan type. Statista. Statista Inc.. Accessed: November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/206494/us-mortgage-delinquency-rates-by-loan-type/
Mortgage Bankers Association. "Mortgage Delinquency Rates in The United States in 2nd Quarter 2024, by Loan Type." Statista, Statista Inc., 15 Aug 2024, https://www-statista-com.ezproxy.canberra.edu.au/statistics/206494/us-mortgage-delinquency-rates-by-loan-type/
Mortgage Bankers Association, Mortgage delinquency rates in the United States in 2nd quarter 2024, by loan type Statista, https://www-statista-com.ezproxy.canberra.edu.au/statistics/206494/us-mortgage-delinquency-rates-by-loan-type/ (last visited November 10, 2024)
Mortgage delinquency rates in the United States in 2nd quarter 2024, by loan type [Graph], Mortgage Bankers Association, August 15, 2024. [Online]. Available: https://www-statista-com.ezproxy.canberra.edu.au/statistics/206494/us-mortgage-delinquency-rates-by-loan-type/
