The vast majority of mortgages for first-time homebuyers in Ireland in 2023 had a fixed rate. The share of loans with a variable interest rate was approximately nine percent in that year - a substantial decrease from 2017, when about one in three loans had a variable interest rate. Meanwhile, second and subsequent borrowers had a slightly lower share of fixed interest rate mortgages.
Distribution of first-time buyer mortgages granted in Ireland from 2017 to 2023, by interest type
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Central Bank of Ireland. (June 11, 2024). Distribution of first-time buyer mortgages granted in Ireland from 2017 to 2023, by interest type [Graph]. In Statista. Retrieved November 10, 2024, from https://www-statista-com.ezproxy.canberra.edu.au/statistics/1415505/average-new-buyer-loan-type-ireland/
Central Bank of Ireland. "Distribution of first-time buyer mortgages granted in Ireland from 2017 to 2023, by interest type." Chart. June 11, 2024. Statista. Accessed November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1415505/average-new-buyer-loan-type-ireland/
Central Bank of Ireland. (2024). Distribution of first-time buyer mortgages granted in Ireland from 2017 to 2023, by interest type. Statista. Statista Inc.. Accessed: November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1415505/average-new-buyer-loan-type-ireland/
Central Bank of Ireland. "Distribution of First-time Buyer Mortgages Granted in Ireland from 2017 to 2023, by Interest Type." Statista, Statista Inc., 11 Jun 2024, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1415505/average-new-buyer-loan-type-ireland/
Central Bank of Ireland, Distribution of first-time buyer mortgages granted in Ireland from 2017 to 2023, by interest type Statista, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1415505/average-new-buyer-loan-type-ireland/ (last visited November 10, 2024)
Distribution of first-time buyer mortgages granted in Ireland from 2017 to 2023, by interest type [Graph], Central Bank of Ireland, June 11, 2024. [Online]. Available: https://www-statista-com.ezproxy.canberra.edu.au/statistics/1415505/average-new-buyer-loan-type-ireland/
