Real-time payments in France were predicted to grow by 2028, as instant payments made up less than one percent of overall payments in 2023. Approximately three percent of the overall payments mix in the country - including both cash and cashless - is anticipated to be an instant payment by 2028. The source adds this equals a CAGR of 39.1 percent between the five years under consideration. France does not have a domestic instant payment scheme but uses the European Union's SCT Inst, or SEPA Instant Credit Transfer scheme. This is not to be confused with SEPA - which takes up to two business days to process.
Total number of real-time (instant) payments in France in 2023, with a forecast for 2028
Characteristic
Number of real-time transactions (in millions)
Market share compared to paper-based and electronic payments
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ACI Worldwide. (April 30, 2024). Total number of real-time (instant) payments in France in 2023, with a forecast for 2028 [Graph]. In Statista. Retrieved September 20, 2024, from https://www-statista-com.ezproxy.canberra.edu.au/statistics/1372085/real-time-payment-penetration-in-france/
ACI Worldwide. "Total number of real-time (instant) payments in France in 2023, with a forecast for 2028." Chart. April 30, 2024. Statista. Accessed September 20, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1372085/real-time-payment-penetration-in-france/
ACI Worldwide. (2024). Total number of real-time (instant) payments in France in 2023, with a forecast for 2028. Statista. Statista Inc.. Accessed: September 20, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1372085/real-time-payment-penetration-in-france/
ACI Worldwide. "Total Number of Real-time (Instant) Payments in France in 2023, with a Forecast for 2028." Statista, Statista Inc., 30 Apr 2024, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1372085/real-time-payment-penetration-in-france/
ACI Worldwide, Total number of real-time (instant) payments in France in 2023, with a forecast for 2028 Statista, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1372085/real-time-payment-penetration-in-france/ (last visited September 20, 2024)
Total number of real-time (instant) payments in France in 2023, with a forecast for 2028 [Graph], ACI Worldwide, April 30, 2024. [Online]. Available: https://www-statista-com.ezproxy.canberra.edu.au/statistics/1372085/real-time-payment-penetration-in-france/