Annual number of real-time payments in the U.S. in 2023, with a 2028 forecast
Real-time payments in the United States were predicted to grow by 2027, as instant payments made up around one percent of overall payments in 2023. Approximately five percent of the overall payments mix in the country - including both cash and cashless - is anticipated to be an instant payment by 2028. The source adds this equals a CAGR of 31.7 percent between the five years under consideration. The United States has multiple real-time payment methods, including The Clearing House's RTP scheme as well as Zelle.
