Breakdown of home loan borrowers in Japan 2024, by interest rate type

Published by Statista Research Department, Aug 20, 2024

According to a survey conducted between April and May 2024, the largest share of home loan borrowers in Japan chose a variable rate home loan. While around 76.9 percent of the respondents selected floating rate loans, about 15.1 percent opted for a fixed rate for a specific period.

Distribution of housing loan borrowers in Japan as of May 2024, by type of selected interest rate

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Release date

June 2024

Region

Japan

Survey time period

April 22 to May 1, 2024

Number of respondents

1,500*

Age group

20-69 years

Special properties

among respondents who have taken out a home loan between October 2023 and March 2024; excluding students and unemployed persons

Method of interview

Online survey

Supplementary notes

*Including 78 respondents who have taken out Flat 35 housing loans.
The statistic refers to new home loans for residential use (excluding refinance loans, renovation loans, loans for land only, or apartment or investment loans).

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