Biggest POS payment methods in Netherlands 2027

The dominant market position of debit cards in Dutch POS payment declines somewhat since COVID-19, in favor of mobile wallets. Years before the pandemic, debit cards were used much more frequently in physical stores than credit cards - the market share of debit cards in 2021 was nearly five times higher than that of credit cards. One of the main reasons for this is the high adoption of contactless payments, especially among Millennials. This early familiarity for contactless somewhat translates in the growing use of wallets. The Netherlands ranked as one of Europe's leading countries in using wearables in POS, but also one of the higher adoption rates for Apple Pay worldwide.

Market share of cash, credit cards, and other payment methods at point of sale (POS) in the Netherlands from 2017 to 2023, with a forecast for 2027

Characteristic	2017	2019	2020	2021	2022	2023	2027
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Release date

March 2024

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Region

Netherlands

Survey time period

March 2024

Special properties

* The source made changes to its categories in 2021, see the "Details" tab for more information.

Supplementary notes

In 2022, the source stated it made two changes to the categories used in previous years. These include a combination of "credit cards" with "charge/deferred debit cards" and the split of BNPL from "POS financing" (which itself was added as a new category in 2020). The latter change was made to atone for the "growing importance of BNPL". This seems to have been reverted for "POS financing" in the 2023 report - which covered the figures for 2022.

The figures have been taken from several publications. No figures were available for 2018 as the source did not release any reports that year.

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