In the fiscal year 2023, over 37 percent of borrowers using the Flat 35 loan had a household income of four to under six million Japanese yen. On average, Flat 35 home loan borrowers had a household income of 6.61 million yen. Flat 35 loans are long-term fixed interest rate housing loans for up to 35 years that are offered by private financial institutions and securitized or insured by the Japan Housing Finance Agency.
Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2023, by household income
fiscal year 2023; the fiscal year in Japan starts on April 1 and ends on March 31 of the following year
Number of respondents
32,382*
Supplementary notes
*Loans of the Flat 35 Purchase Program and Guarantee Program approved by the Japan Housing Finance Agency between April 2023 and March 2024 (excluding cases related to refinancing).
100 Japanese yen equal 0.67 U.S. dollars or 0.62 euros as of August 2024. Values have been rounded.
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JHF. (July 26, 2024). Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2023, by household income [Graph]. In Statista. Retrieved November 10, 2024, from https://www-statista-com.ezproxy.canberra.edu.au/statistics/1274812/japan-flat35-loan-borrowers-distribution-by-household-income/
JHF. "Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2023, by household income ." Chart. July 26, 2024. Statista. Accessed November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1274812/japan-flat35-loan-borrowers-distribution-by-household-income/
JHF. (2024). Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2023, by household income . Statista. Statista Inc.. Accessed: November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1274812/japan-flat35-loan-borrowers-distribution-by-household-income/
JHF. "Distribution of Flat 35 Housing Loan Borrowers in Japan in Fiscal Year 2023, by Household Income ." Statista, Statista Inc., 26 Jul 2024, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1274812/japan-flat35-loan-borrowers-distribution-by-household-income/
JHF, Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2023, by household income Statista, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1274812/japan-flat35-loan-borrowers-distribution-by-household-income/ (last visited November 10, 2024)
Distribution of Flat 35 housing loan borrowers in Japan in fiscal year 2023, by household income [Graph], JHF, July 26, 2024. [Online]. Available: https://www-statista-com.ezproxy.canberra.edu.au/statistics/1274812/japan-flat35-loan-borrowers-distribution-by-household-income/
