Non-performing loan (NPL) ratio of regional banks in Japan 2014-2023
As of March 2023, the non-performing loan (NPL) ratio of regional banks in Japan stood at 1.8 percent. The NPL ratio shows the ratio of bad loans to total loans. Japan experienced a period of high non-performing loan ratios as a result of the financial crisis caused by the burst of the economic bubble in the 1990s.