The Laxmi Vilas Bank in India had a credit to deposit ratio of 64 percent in fiscal year 2020, down from 69 percent in fiscal year 2019.
The credit to deposit ratio is an important first indication to gauge a bank's health, as it shows how much of a bank's core funds are being used for lending. A very high ratio indicates pressure on resources as well as capital adequacy issues, while a very low ratio can mean that the bank is not using its available resources optimally.
Credit to deposit ratio of Laxmi Vilas Bank in India between financial year 2017 and 2020
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Indian Banks' Association. (August 13, 2021). Credit to deposit ratio of Laxmi Vilas Bank in India between financial year 2017 and 2020 [Graph]. In Statista. Retrieved November 10, 2024, from https://www-statista-com.ezproxy.canberra.edu.au/statistics/1070315/india-laxmi-vilas-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to deposit ratio of Laxmi Vilas Bank in India between financial year 2017 and 2020." Chart. August 13, 2021. Statista. Accessed November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1070315/india-laxmi-vilas-bank-credit-to-deposit-ratio/
Indian Banks' Association. (2021). Credit to deposit ratio of Laxmi Vilas Bank in India between financial year 2017 and 2020. Statista. Statista Inc.. Accessed: November 10, 2024. https://www-statista-com.ezproxy.canberra.edu.au/statistics/1070315/india-laxmi-vilas-bank-credit-to-deposit-ratio/
Indian Banks' Association. "Credit to Deposit Ratio of Laxmi Vilas Bank in India between Financial Year 2017 and 2020." Statista, Statista Inc., 13 Aug 2021, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1070315/india-laxmi-vilas-bank-credit-to-deposit-ratio/
Indian Banks' Association, Credit to deposit ratio of Laxmi Vilas Bank in India between financial year 2017 and 2020 Statista, https://www-statista-com.ezproxy.canberra.edu.au/statistics/1070315/india-laxmi-vilas-bank-credit-to-deposit-ratio/ (last visited November 10, 2024)
Credit to deposit ratio of Laxmi Vilas Bank in India between financial year 2017 and 2020 [Graph], Indian Banks' Association, August 13, 2021. [Online]. Available: https://www-statista-com.ezproxy.canberra.edu.au/statistics/1070315/india-laxmi-vilas-bank-credit-to-deposit-ratio/
