Digital Payments penetration by segment in Germany 2028

Over the last two observations, the penetration rate is forecast to significantly increase in all segments. This reflects the overall trend throughout the entire forecast period from 2021 to 2028. It is estimated that the indicator is continuously rising in all segments. In this regard, the Digital Commerce segment achieves the highest value of 90.37 percent in 2028.

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FinTech - Digital Payments penetration forecast in Germany 2021-2028, by segment (in percent)

Characteristic	Digital Commerce	Mobile POS Payments
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Supplementary notes

Data provided by Statista Market Insights are estimates.

Definition:

The Digital Payments market segement is led by consumer transactions and includes payments for products and services which are made over the Internet as well as mobile payments at point of sale (POS) via smartphone applications and cross-border money transfers made over the internet (digital remittances). Transaction value equals money transfers out of the selected region.

Structure:

The three markets in Digital Payments include Digital Commerce, Mobile PoS payments, and Digital Remittances.

Additional Information:

The market comprises transaction values, average transaction value per user, users and user penetration rates. Transaction values in the Digital Payments market segment refers to consumer transactions made via the Internet or mobile wallets.

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